Why home replacement costs matter

Explainer: Why Home Replacement Cost Estimates Matter Up to eight in 10 homeowners are underinsured. It’s a problem the Australian Institute of Quantity Surveyors (AIQS) is hoping to solve. It’s lobbying for the insurance industry to compel residential property owners to have a professional replacement and assessment report before they can be insured. What do quantity surveyors do? Quantity […]

100 year floods – what can we learn

What we can learn from our 100 year floods

What Can We Learn From Our 1-in-a-1000-Year Floods? As we’ve seen with the devastating northern NSW and Queensland floods – and costliest ever – earlier this year, a one-in-1,000-year flood doesn’t only occur every millennium. Despite the minuscule 0.1% chance of that type of flood happening in any location any year, it can occur in two consecutive years, says Weatherzone. […]

Commercial Legal Protection Insurance. What is it?

Three men standing around hard hats.

Commercial Legal Protection is designed to help SME businesses deal with unexpected legal issues not already covered by their other insurance policies. Intended to complement traditional SME policies, rather than substitute core insurance cover, the policy provides expert legal assistance when an insured really needs it and protects them from potentially crippling costs which will […]

La Nina is coming

La Nina is Coming! According to the weather experts we’re in for a strange summer of unpredictable weather and extreme conditions. Last year was all about the fires, but this year the risk warnings are all about floods. And it’s all due to La Nina.    What is La Nina? According to the Bureau of […]

Cyber Security Risk


Government Issued Warning: Large scale cyber campaign targeting Australian public and private sector. Australia faces a Cyber Security Threat It has been announced that the Australian Government is responding to a sustained targeting of the Australian public and private sector by a sophisticated state-based actor. The Australian Cyber Security Centre (ACSC) has issued a warning […]