Jet Ski and Personal Watercraft Insurance

Our Personal Watercraft Insurance policy provides a variety of policy features and benefits that specifically cover the risks involved in owning a PWC. 

SPT aims to provide the peace of mind that insurance should give you so you can just worry about getting out on the water and having fun!

Before you proceed:

It is important to understand what this insurance covers.

When considering your options, please read the Product Disclosure Statements and the Target Market Determinations below;

PWC Comprehensive Product Disclosure Statement and Target Market Determination

PWC Liability Only Product Disclosure Statement and Target Market Determination

Jet Ski Insurance Safety Tips


Here’s what you can do to keep your Jet Ski safe too. 

  • Keep your Jet Ski Secure at all times by making sure your Jet Ski is stored in a locked garage or locked yard. Remember to use the approved security device!
  • Follow the speed limit. Just like you would on the road. 
    If you were exceeding the speed limit and had an accident your claim may not be approved.
  • When using your trailer, make sure you have someone guiding you into the water at all times.
  • Put a cover over your Jet Ski when not in use to avoid damage from the environment. .
  • You need to keep your Jet Ski in good repair (and sea worthy).

General Exclusions;

Parasailing or other aerial activities aren’t covered.
Racing is covered as an optional extra.  

Talk to Niki, our Jet Ski and PWC specialist insurance broker or ask for a quote.